BoA Cash Rewards 信用卡網購3%商家列表收集，及不算 3% 的商家
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2019年開始，BoA Cash Rewards 信用卡進行了一個改版，其3%返現的類別變成了在幾個類別中自己選擇一個。在這幾個選項中，最引人矚目的自然是 online shopping 類別，其涵蓋範圍可以很廣。本帖收集一下哪些商家在 BoA Cash Rewards 上算 online shopping 哪些不算。歡迎大家積極匯報數據點！
首先說一下，BoA 為 online shopping 類別明確列出了一些子類別是被排除了的，它們是：
Insurance
Utilities
Colleges, Universities, Professional Schools and Junior Colleges
Membership Organizations
Doctors and Hospitals
Government Services and Taxes
Non-Retail Services
Miscellaneous (裡面只有一項叫 POI Funding Transactions)
因此那些很明確在這些子類別裡的網站就不需要單獨匯報數據點了。
算作 3% 的商家
aa.com
airbnb.com
amazon.com
apple.com (includes iTunes & Store)
bestbuy.com
bhphotovideo.com
cardcash.com
cardpool.com
costco.com
dell.com
dickssportinggoods.com
ebay.com (without Paypal)
ebay.com (via Paypal)
etsy.com
facebook marketplace
giftcardmall.com
groupon.com
kohls.com
homedepot.com
kroger.com
macys.com
microsoftxboxlive.com
mygiftcardsplus.com (via Paypal)
neimanmarcus.com
nike.com
nordstrom.com
officedepot.com
points.com
qvc.com
raise.com
rakuten.com
samsclub.com 這里數據點有衝突 有人說會被算作2%的類別wholesale 有可能2%的是自提的
simon.com
staples.com
supremenewyork.com
target.com
ticketmaster.com
walmart.com
walmart pay
wish.com
不算 3% 的商家
giftcards.com
mygiftcardsplus.com (without Paypal)
plastiq.com (MasterCard version)
southwest.com
其他
Plastiq.com (Visa version): Visa版的 BoA Cash Rewards 卡在Plastiq的消費會被算作 Cash Advance 從而得不到任何返現。
Bank of America Cash Rewards (Visa issued cards only): This card cannot be used to make payments through Plastiq as such transactions will be treated as a cash advance, and incur all cash advance-related fees & receive no card rewards. We recommend changing the card to one that will not be impacted (as listed above).
HT: DoC.
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